In one bowl whisk together your wet ingredients
In another bowl, whisk your dry ingredients, then add to the wet bowl and fold together
Add chocolate chips and crushed graham crackers, reserving some for topping
Pour into 9x5 loaf tin lined with parchment paper
Bake at 350F for 55-60 minutes. At the 35 minute mark, if the top of your loaf appears dark, create a loose tin foil tent to allow more cook time without browning the top
Allow to cool 15 minutes, then use the parchment paper on the sides to lift your bread and set on a cooling rack until completely cool
Then, top with marshmallow fluff, more crushed graham crackers, and chocolate chips
Slice and enjoy